Typical other services: Furniture assembly, Drywall repair, Minor plumbing, +4 more
What to Compare
For Florida homeowners, AHS is worth the premium specifically because of its HVAC coverage depth; Choice is a reasonable budget pick if you're primarily protecting appliances.
Head-to-Head Breakdown
American Home Shield
Features and considerations
- No age limits on covered systems — older Florida HVAC systems are covered
- Coverage for pre-existing conditions (with ShieldPlatinum) — huge for older FL homes
- Refrigerant coverage included — critical as R-22 freon prices spike
Limits and questions
- Can be slow to authorize complex HVAC repairs or replacements
Choice Home Warranty
Features and considerations
- Simple two-plan structure — Basic or Total, easier to compare
Limits and questions
- Pre-existing condition exclusions enforced more aggressively than AHS
Side-by-Side Comparison
| American Home Shield | Choice Home Warranty | |
|---|---|---|
| Monthly Premium (Florida avg) | Request an itemized quote for American Home Shield; compare the same scope and payment period. | Request an itemized quote for Choice Home Warranty; compare the same scope and payment period. |
| Service Call Fee | Request an itemized quote for American Home Shield; compare the same scope and payment period. | Request an itemized quote for Choice Home Warranty; compare the same scope and payment period. |
| HVAC Coverage Cap | Confirm current American Home Shield availability for your address. | Confirm current Choice Home Warranty availability for your address. |
| Pre-Existing Conditions Covered? | Yes (ShieldPlatinum only) | No |
| Age Limits on Systems? | None | None |
| Appliance Coverage | Confirm current American Home Shield availability for your address. | Confirm current Choice Home Warranty availability for your address. |
| Fit for your project | Ask the American Home Shield provider to document current quote and terms for the exact offer. | Ask the Choice Home Warranty provider to document current quote and terms for the exact offer. |
Frequently Asked Questions
Is a home warranty worth it in Florida?
More so than most states, yes. Pool equipment, water heaters working overtime in the heat, and older plumbing in pre-2000 construction are all common Florida claims.
Does American Home Shield cover pool equipment in Florida?
Pool and spa coverage is an add-on for AHS, not included in base plans.
Which has better reviews in Florida specifically?
Compare American Home Shield and Choice Home Warranty on monthly premium, service call fee, hvac coverage cap, using the actual models or local proposals. Ask for supporting documentation and a written explanation of how the proposed option meets your needs.
Consumer resources
Use these official resources when evaluating an offer. They provide general guidance and do not establish a winner between these options.
- FTC: checking home-repair offers and written agreements — General consumer guidance; not evidence of either brand's price or performance.
Browse Florida Other Services Listings
These public listings share the broad other services category. Inclusion does not confirm that a business supplies the products or specialist services discussed above. Ask about the exact work, credentials and current availability before requesting a quote.
Mission Pest Solutions
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Fix My Computer On Site
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Custom Pest Solutions
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5 Star Pro Wash LLC
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