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Stock Island rental-market research

Compare Apartments in Stock Island, FL

2 property profiles · Compare recorded details, advertised rents and editorial feedback summaries where available.

Stock Island sits just northeast of Key West across a narrow channel and is home to the working commercial fishing fleet, boatyards, and RV communities, alongside a small amount of traditional apartment housing shaped by the Lower Keys' extreme land scarcity.

As of mid-2026, most 'Stock Island' apartment listings on major aggregator sites are actually located across the channel in Key West proper; only a couple of small multifamily properties, including one HUD-subsidized affordable community, sit genuinely within the Stock Island CDP boundary.

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Quick comparison

ComplexNeighborhood BedsAdvertised rentsBuilt
6529 Maloney Avenue ApartmentsMixed unit sizes (14 units total)Not publicly listed1975
Stock Island Apartments1-3 BRIncome-restricted (HUD / Florida Housing Finance Corporation subsidized)1995

Rents are approximate, from public listings at the research date — confirm with the property.

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Florida renter essentials

Renters insurance is not optional here. Many Florida leases require it, and standard policies generally do not cover flood damage — that may require separate coverage, even in an apartment. Before signing, look up the building's flood zone on FEMA's flood map service and ask which evacuation zone it sits in.

Ask about the real monthly cost. A recurring theme in public resident feedback is fee stacking: valet trash, common-area electric, mandatory bulk internet, pest control, admin and tech fees. Get the full itemized monthly figure in writing before you apply.

Tour with the AC running and ask about hurricanes. Humidity control is the difference between a fine unit and a moldy one; ask how old the AC is. And ask directly how the building handled the last major storm — communities that performed well say so happily, and reviewers call out the ones that didn't.

How this apartment research is made How we build these pages: we examine publicly available resident feedback from sources such as Google, ApartmentRatings, Yelp and Reddit, then summarize recurring themes in our own words. We don't copy review text or display third-party star ratings. Paid partner modules are labeled and do not alter the editorial summary. Trade-offs reflect what residents report — experiences vary. Rent ranges come from public listings and change often; always confirm current pricing, fees and policies with the property directly.

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