Pine Terrace Apartments (Phase III) — Resident Reviews, Pros & Cons
Callahan, Callahan, FL · What renters actually say about living here, distilled from public reviews. Updated Jul 2026.
What residents like
- ✓Part of a larger, established Pine Terrace affordable-housing complex (63 units total across phases) rather than a single small building
- ✓Combines LIHTC 40/60 set-aside financing with USDA Section 515/521 rental assistance, which tends to mean better upkeep than older Section 515-only properties
- ✓Required to accept Section 8 Housing Choice Vouchers
- ✓Smoke-free units and modern basics like high-speed internet access
Common complaints
- ✕No published rent — pricing depends on income qualification and is only available by calling the property
- ✕Rent-assisted units likely carry a long waitlist based on similar rural Section 515/521 properties
- ✕Only 1-bedroom, 675 sq ft units confirmed in this phase, ruling out larger households
- ✕Managed remotely from Atlanta (The Hallmark Companies)
Our take
Pine Terrace Apts., Phase III is part of a 63-unit income-restricted apartment complex in Callahan combining LIHTC tax-credit financing with USDA Rural Development rental assistance. This phase offers small 1-bedroom, 675 sq ft units aimed at renters at or below 50-60% of area median income, with rent based on income rather than a posted rate.
Amenities
Air conditioningCable readyCarpetRefrigeratorOven and rangeSmoke-free unitsHigh-speed internet access
About these pros & cons
How we build these pages: we read publicly available resident reviews (Google, ApartmentRatings, Yelp, Reddit and similar) for each community and summarize the recurring themes in our own words. We don't copy review text, we don't display star ratings we didn't compute, and no complex has paid to appear or to have anything removed. Cons reflect what residents report — experiences vary. Rent ranges come from public listings and change often; always confirm current pricing, fees and policies with the property directly.