Stuart Apartment Complexes — Pros & Cons From Real Resident Reviews
13 communities reviewed · Updated Jul 2026
Stuart, the Martin County seat and self-proclaimed "Sailfish Capital of the World," has seen a wave of new apartment construction since 2021, adding several hundred market-rate units near US-1 and the St. Lucie River. Renters can choose between brand-new resort-style communities in North River Shores and Downtown Stuart or more affordable, decades-old garden-style complexes in Willoughby and Port Salerno.
As of mid-2026 public listings, 1-bedroom asking rents in Stuart's newest communities (built 2021-2026) generally run $1,850-$1,970/month, while older 1970s-1990s complexes in Willoughby and Port Salerno often list $1,600-$1,850 for comparable units. Downtown Stuart and North River Shores tend to sit at the higher end of the range given proximity to the river and historic downtown district.
Quick comparison
| Complex | Neighborhood | Beds | Advertised rents | Built |
|---|---|---|---|---|
| AxisOne | 1-3 BR | $1,810-$2,675 | 2021 | |
| Harbor Grove | 1-2 BR | $1,652-$2,471 | 2021 | |
| Heritage Cove | 1-3 BR | $1,675-$2,320 | — | |
| Mariner Village Townhomes | 3 BR | $2,300-$2,400 | 2007 | |
| Seascape of Stuart | 1-3 BR | $1,896-$2,825 | 2026 | |
| 10X Harbour Breeze | Downtown Stuart | 1-3 BR | $1,700-$1,900 | 1973 |
| Serenity Stuart | Downtown Stuart | 1-3 BR | $1,965-$2,865 | 2023 |
| The Lucille Apartments | Downtown Stuart | 1-3 BR | $1,919-$2,508 | 1995 |
| River North | North River Shores | Studio-3 BR | $1,731-$4,325 | 2023 |
| Mason Stuart | Port Salerno | 1-3 BR | $1,912-$2,756 | 2023 |
| Sabal Palm Villas | Port Salerno | 2 BR | $1,889 | 1987 |
| 10X Harbour Cay and Harbour Cay South | Willoughby | 1-2 BR | $1,611-$1,800 | 1990 |
| Indigo Stuart Apartments | Willoughby | Studio-3 BR | $1,872-$3,182 | 2023 |
Rents are approximate, from public listings at review time — confirm with the property.
Downtown Stuart
North River Shores
Other
Port Salerno
Willoughby
Florida renter essentials
Renters insurance is not optional here. Most Florida leases require it, and standard policies do NOT cover flood damage — that needs a separate flood policy, even in an apartment. Before signing, look up the building's flood zone on FEMA's flood map service and ask which evacuation zone it sits in.
Ask about the real monthly cost. The most common complaint in Florida apartment reviews isn't noise — it's fee stacking: valet trash, common-area electric, mandatory bulk internet, pest control, admin and tech fees. Get the full itemized monthly figure in writing before you apply.
Tour with the AC running and ask about hurricanes. Humidity control is the difference between a fine unit and a moldy one; ask how old the AC is. And ask directly how the building handled the last major storm — communities that performed well say so happily, and reviewers call out the ones that didn't.
Moving to Stuart?
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