14 communities researched · Public resident-feedback themes, advertised rents and property details · Updated Sep 2026
St. Cloud is a fast-growing Osceola County city on the southern shore of East Lake Tohopekaliga, offering renters a mix of brand-new resort-style communities near Narcoossee and Lake Nona and older, more affordable garden-style complexes closer to downtown. This page covers a cross-section of both, from newly built mid-rise apartments to income-restricted senior housing.
As of mid-2026, one-bedroom rents in St. Cloud's newer communities generally run $1,500-$1,900/month, while established 1990s-era complexes can be found from the low $1,300s. Two- and three-bedroom units at newer properties near the Lake Nona corridor often stretch toward $2,000-$2,500, reflecting the area's continued new-construction boom.
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| Complex | Neighborhood | Beds | Advertised rents | Built |
|---|---|---|---|---|
| Marlowe Live Oak | 1-3 BR | $1,562-$2,158 | 2024 | |
| Prose Stevens Pointe | 1-3 BR | $1,491-$2,100 | — | |
| Sawyer Estates | 1-3 BR | $1,337-$1,541 | 1999 | |
| Soleil Blu Luxury Apartments | 2-3 BR | $1,556-$1,971 | — | |
| Southwind Apartments | 1-2 BR | — | — | |
| Summer Cove | 1-4 BR | $1,299-$2,099 | — | |
| Crestwood Apartments | Crestwood / Canoe Creek | 1-3 BR | — | 1991 |
| Hickory Glen Townhomes | Hickory Tree | 2-4 BR | — | 1999 |
| Havens at Hickory Tree Reserve | Hickory Tree Reserve | 2-4 BR | $2,056-$2,787 total monthly | 2025 |
| St. Cloud Apartments | Michigan Avenue | 1-2 BR | — | 1985 |
| Nona Homes | Narcoossee | 3 BR | $2,099-$2,603 base rent | — |
| Sutton Fields | Narcoossee | 3-4 BR | $2,231-$2,865 total monthly | 2025 |
| Windbrooks Townhomes | Nova Park / Hickory Tree | 3 BR | $2,071-$2,295 base rent | — |
| TW - a Quinn Residence | Wiregrass / Narcoossee | 3 BR | $2,200-$2,584 | — |
Rents are approximate, from public listings at the research date — confirm with the property.
Renters insurance is not optional here. Many Florida leases require it, and standard policies generally do not cover flood damage — that may require separate coverage, even in an apartment. Before signing, look up the building's flood zone on FEMA's flood map service and ask which evacuation zone it sits in.
Ask about the real monthly cost. A recurring theme in public resident feedback is fee stacking: valet trash, common-area electric, mandatory bulk internet, pest control, admin and tech fees. Get the full itemized monthly figure in writing before you apply.
Tour with the AC running and ask about hurricanes. Humidity control is the difference between a fine unit and a moldy one; ask how old the AC is. And ask directly how the building handled the last major storm — communities that performed well say so happily, and reviewers call out the ones that didn't.
Once you've picked a place, our St. Cloud directory covers the rest of the move — movers, internet, utilities setup, and every home service you'll need.
St. Cloud home services → Compare Florida moving companies → Florida apartment fees guide → Florida relocation guide → Cost estimator →
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