🌀 Hurricane Readiness Profile · Updated May 2026

Naples Hurricane Readiness

Wind zone, flood and surge exposure, evacuation, insurance baseline, and the local pros to call before — and after — a named storm hits Naples, Collier.

Design wind speed
160 mph
160 mph design wind speed
Max storm surge
Category 5
SLOSH-modeled worst case
High-risk flood
51%
of city land in FEMA AE/VE zones
Avg wind premium
$4,400
2026 typical annual policy

⚠️ Top threats for Naples

  • Major Gulf hurricanes (Ian 2022 Cat 5, Charley 2004)
  • King tide + storm-surge combo flooding
  • Brackish well-water intrusion

Notable storms in Naples history

  • Hurricane Ian 2022 — Cat 4 direct strike
  • Hurricane Wilma 2005
  • Hurricane Irma 2017

🛠 Prep window (May 1 – June 1)

  1. Schedule a wind-mitigation inspection — discount renews every 5 years.
  2. Test and deploy hurricane shutters; lubricate tracks.
  3. Service generator + stock 7-10 days of stabilized fuel.
  4. Trim trees and palm fronds away from roof and power lines.
  5. Photograph home interior + exterior for insurance baseline.
  6. Confirm flood insurance is active (30-day waiting period).

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Shutters, roof inspection, generator install, wind-mitigation cert, or tree trimming — tell us what you need and we'll connect you with 1–3 vetted Naples contractors. No lead-spam. We don't sell your contact info.

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