American Lightscapes
ClaimTypical electrical services: Panel upgrades, Outlet & switch install, Lighting install, +4 more
The 30-Second Verdict
Both Square D QO and Siemens PL are excellent, code-compliant electrical panels that Florida electricians install routinely. Square D QO is slightly preferred by Florida electricians for its breaker quality and wider availability. Siemens PL is slightly less expensive and performs equally well. Either is a significant upgrade over problematic brands like Federal Pacific or Zinsco.
Head-to-Head Breakdown
Square D (Schneider Electric)
Pros
- Most popular panel brand among FL electricians
- QO breakers: wider, better thermal performance
- Extensive breaker availability at supply houses
- Longer track record in FL market
Cons
- Slightly more expensive than Siemens
- Schneider pricing has increased in recent years
- Some supply chain constraints on certain breaker types
Siemens
Pros
- Slightly lower cost than Square D
- Excellent build quality
- Wide availability at big-box stores (more accessible)
- Strong UL listing and code compliance
Cons
- Slightly less preferred by FL electricians (personal preference)
- Some breaker types can be harder to source locally
- Less common in FL market (Square D dominant)
Side-by-Side Comparison
| Square D (Schneider Electric) | Siemens | |
|---|---|---|
| FL Electrician Preference | Slightly preferred (QO series) | Widely accepted |
| Breaker Availability (FL) | Excellent | Good |
| Cost (200A panel, installed) | $1,800–$3,200 | $1,700–$3,000 |
| Breaker Quality | Excellent (QO wide profile) | Excellent |
| Code Compliance | Full NEC compliance | Full NEC compliance |
| Insurance Acceptance | Universally accepted | Universally accepted |
| Warranty | Lifetime limited (panels) | Lifetime limited (panels) |
Frequently Asked Questions
What electrical panels are not allowed in Florida homes?
Many Florida insurers refuse to write policies on homes with Federal Pacific Electric (FPE) Stab-Lok panels, Zinsco/Sylvania panels, and some older Challenger panels. These brands have documented breaker failure issues. If your home has one of these panels, replacement is strongly recommended — both for insurance purposes and safety.
How much does electrical panel replacement cost in Florida?
Replacing a 200-amp residential electrical panel in Florida typically costs $1,800–$3,500 all-in (panel, breakers, labor, permit). Upgrading from 100A to 200A runs $2,000–$3,800. In South Florida (Miami-Dade, Broward) expect 15–25% higher pricing than Central or North Florida.
Does replacing an electrical panel increase insurance in Florida?
Replacing a problematic panel (FPE, Zinsco) with a modern Square D or Siemens panel typically resolves the insurer's concern and may allow you to obtain coverage that was previously denied. Some insurers offer premium discounts for newer panels, though this varies by company. Get a 4-point inspection after the replacement to document the upgrade for your insurer.
Listed Local Florida Electrical Alternatives
You don't have to pick a national brand. Compare public rating data and contact details for these Florida-based electrical businesses, then verify credentials and request current quotes.
Kingdom Electric
ClaimTypical electrical services: Panel upgrades, Outlet & switch install, Lighting install, +4 more
R. Howe Electric Inc
ClaimTypical electrical services: Panel upgrades, Outlet & switch install, Lighting install, +4 more
Cave a’ Vin, LLC
ClaimTypical electrical services: Panel upgrades, Outlet & switch install, Lighting install, +4 more
24/7 Electrician LLC
ClaimTypical electrical services: Panel upgrades, Outlet & switch install, Lighting install, +4 more
Typical electrical services: Panel upgrades, Outlet & switch install, Lighting install, +4 more