What to Compare
Compare American Home Shield (AHS) and Choice Home Warranty using monthly cost, service call fee, pre-existing conditions covered?. Check the exact product or local service proposal, then request matching written terms before choosing for your Florida home. Use the differences below to identify the questions that matter for your project.
Head-to-Head Breakdown
American Home Shield (AHS)
Features and considerations
- Covers pre-existing conditions
- Covers rust and corrosion (critical in FL)
- No home inspection required
Limits and questions
- Complex claims process reported
- 3rd-party contractors (no employee techs)
Choice Home Warranty
Features and considerations
- Simple, straightforward coverage
Limits and questions
- Does NOT cover pre-existing conditions
- More exclusions in fine print
- AC tune-up not included
Side-by-Side Comparison
| American Home Shield (AHS) | Choice Home Warranty | |
|---|---|---|
| Monthly Cost | Request an itemized quote for American Home Shield (AHS); compare the same scope and payment period. | Request an itemized quote for Choice Home Warranty; compare the same scope and payment period. |
| Service Call Fee | Request an itemized quote for American Home Shield (AHS); compare the same scope and payment period. | Request an itemized quote for Choice Home Warranty; compare the same scope and payment period. |
| Pre-Existing Conditions Covered? | Yes | No |
| Rust/Corrosion Coverage? | Confirm current American Home Shield (AHS) availability for your address. | Confirm current Choice Home Warranty availability for your address. |
| HVAC Coverage | Confirm current American Home Shield (AHS) availability for your address. | Confirm current Choice Home Warranty availability for your address. |
| Roof Leak Coverage? | Confirm current American Home Shield (AHS) availability for your address. | Confirm current Choice Home Warranty availability for your address. |
| Pool/Spa Coverage? | Confirm current American Home Shield (AHS) availability for your address. | Confirm current Choice Home Warranty availability for your address. |
| Average Claim Approval Time | Confirm the schedule and conditions with the American Home Shield (AHS) provider before booking. | Confirm the schedule and conditions with the Choice Home Warranty provider before booking. |
Frequently Asked Questions
Is a home warranty worth it in Florida?
Florida's humid coastal air also accelerates appliance corrosion, making broad coverage valuable.
What does a Florida home warranty typically cover?
Optional add-ons often include pools/spas, second refrigerators, well pumps, and roof leak repair. Florida-specific coverage to look for: rust/corrosion coverage, refrigerant (Freon/Puron) replacement, and secondary AC unit coverage.
What is the best home warranty company in Florida?
Read the agreement attached to each specific offer from American Home Shield (AHS) and Choice Home Warranty. Ask what is covered, what is excluded, how to report a problem, and how cancellation or unused payments are handled.
Consumer resources
Use these official resources when evaluating an offer. They provide general guidance and do not establish a winner between these options.
- FTC: checking home-repair offers and written agreements — General consumer guidance; not evidence of either brand's price or performance.