2 communities researched · Public resident-feedback themes, advertised rents and property details · Updated Sep 2026
Callaway is a small, mostly residential city in Bay County just east of Panama City, sitting across East Bay from Tyndall Air Force Base and drawing many military families and base personnel as renters. Purpose-built apartment communities located within Callaway itself are limited — much of the area's multifamily housing sits just across the city line in Panama City, while Callaway proper leans toward single-family home rentals plus a couple of smaller townhome and extended-stay communities.
As of mid-2026, three-bedroom townhomes in Callaway's newer communities rent around $1,900/month, while single-family house rentals scattered around the city commonly range from about $1,650 to $2,500 depending on size and age; a furnished extended-stay studio option is also available at a nightly/weekly-equivalent premium for short-term needs.
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| Complex | Neighborhood | Beds | Advertised rents | Built |
|---|---|---|---|---|
| Bridge Harbor Townhomes | 3 BR | $1,900 | 2021 | |
| Furnished Studio - Panama City - Callaway | Studio | $2,369 | — |
Rents are approximate, from public listings at the research date — confirm with the property.
Renters insurance is not optional here. Many Florida leases require it, and standard policies generally do not cover flood damage — that may require separate coverage, even in an apartment. Before signing, look up the building's flood zone on FEMA's flood map service and ask which evacuation zone it sits in.
Ask about the real monthly cost. A recurring theme in public resident feedback is fee stacking: valet trash, common-area electric, mandatory bulk internet, pest control, admin and tech fees. Get the full itemized monthly figure in writing before you apply.
Tour with the AC running and ask about hurricanes. Humidity control is the difference between a fine unit and a moldy one; ask how old the AC is. And ask directly how the building handled the last major storm — communities that performed well say so happily, and reviewers call out the ones that didn't.
Once you've picked a place, our Callaway directory covers the rest of the move — movers, internet, utilities setup, and every home service you'll need.
Callaway home services → Compare Florida moving companies → Florida apartment fees guide → Florida relocation guide → Cost estimator →
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