Insurance, first
Florida premiums run 2–4× most states. Get property-specific quotes BEFORE you make an offer — not after, when it is too late to walk.
The Florida Relocation Playbook is a 40-page guide plus a 4-sheet Excel workbook that walks you through the money side of your move — insurance, true costs, where to buy, and who to trust — before you sign anything you’ll regret.
Florida Relocation Playbook
40-page playbook (7 chapters)
4-sheet Excel workbook
14 region & county scorecards
Florida premiums run 2–4× most states. Get property-specific quotes BEFORE you make an offer — not after, when it is too late to walk.
Insurance, flood, HOA/CDD, registration, deposits, movers — every cost as an honest range with instructions for getting YOUR number.
30 days for the license, 10 for the vehicle, March 1 for homestead — miss that one and you wait a full year for the tax savings.
8 Florida regions side by side, plus a 6-county Southwest Florida deep dive. Pick your county with a scorecard, not a vibe.
The DBPR license lookup, Florida’s deposit statute, quote red flags and the post-storm scam pattern — before anyone gets your money.
A three-question decision tree based on your situation, not a commission.
Seven chapters: the 90-Day Relocation Timeline, the True Cost of Moving worksheets, the Insurance Chapter, Rent First vs. Buy Now, 8 region scorecards plus the Southwest Florida county deep dive, the Vendor Vetting Checklist, and a one-page Master Checklist tear-out.
Four working sheets: a True Cost Calculator that totals as you type, the 90-Day Checklist with status tracking, a Vendor Vetting Log that flags oversized deposits automatically, and a weighted Region Compare scorecard.
| What you get | Free checklist | Command Center · $19 | Playbook · $37 |
|---|---|---|---|
| What it does | Gets you oriented | Organizes your move | Protects your money |
| Move logistics, week by week | Overview | Yes — its whole job | 90-day timeline + FL deadlines |
| Insurance: shop it before contract | - | - | Yes — full chapter |
| True-cost worksheets (insurance, flood, HOA/CDD, fees) | - | - | Yes |
| Rent vs. buy decision tree | - | - | Yes |
| Region + county scorecards | - | - | 8 regions + 6 SWFL counties |
| Vendor vetting (DBPR, deposits, scams) | - | - | Yes |
They stack: the Playbook keeps you from expensive mistakes; the Command Center keeps the move itself on rails. Plenty of readers use both.
For you if: you’re moving to Florida within 12 months — for real, not “someday”; you’re past “should I move?” and stuck on “how do I not get burned?”; you want the insurance answer before you fall in love with a house.
Not for you if: you’re still deciding whether Florida is right for you (start with our free guides — they’re genuinely free); you’ve already closed and settled in; or you want someone to do it for you — this is a playbook, not a concierge service.
No — they do different jobs. The Command Center ($19) organizes your move: 12 weeks of logistics, tasks and tracking sheets. The Playbook ($37) protects your money: insurance, true costs, where to buy, and vendor vetting. If your biggest fear is an expensive mistake, get the Playbook.
Two files, instantly after checkout: the Florida Relocation Playbook PDF (~40 pages, letter size — reads well on screen, prints clean) and the companion Excel workbook (4 sheets).
No. $37, once. You own the files.
It’s the best time. The most expensive Florida mistakes — the wrong county, a contract signed before an insurance quote, a 50% contractor deposit — all happen early. The 90-day timeline kicks in when you’re close; the rest earns its keep months before that.
It covers all 8 major regions with side-by-side scorecards plus a 6-county Southwest Florida deep dive — and, more important, the worksheets show you how to get YOUR numbers for any address (the actual quote, the actual county fee schedule, the actual flood zone) rather than a statewide average.
No — and be suspicious of anyone who says otherwise. Florida costs vary block by block, which is why every figure is a range plus instructions for getting your own number.
All sales are final, because files are delivered instantly — the same policy as our other products. If you’re unsure, grab the free Insurance Chapter first, and email hello@imovingtoflorida.com with any question before buying.
Most Florida relocation guides stop at packing tips. This one is built around the money: how Florida homeowners insurance really works (and how to quote it before you make an offer), what a Florida move actually costs beyond the truck, how the homestead exemption and Save Our Homes cap change your property taxes, and how to choose between Tampa Bay, Orlando, Southwest Florida, South Florida, Jacksonville, the Space Coast, the Treasure Coast and the Panhandle with side-by-side scorecards instead of guesswork.
It pairs with the free resources we publish for everyone: the moving to Florida checklist, our Florida cost of living guide, the Florida homeowners insurance explainer, and 170+ relocation guides. The Playbook is the organized, opinionated, work-it-with-a-pencil version — the system, not just the reading.
Instant download · PDF + Excel · One-time payment · Questions: hello@imovingtoflorida.com
This is a digital product: a PDF playbook and an Excel workbook, delivered through our hosted checkout; no physical item is shipped. Licensed for one household’s personal use; please don’t resell or redistribute it.
The Playbook is educational — not legal, tax, insurance or financial advice. Verify current rules with the relevant Florida agency or a licensed professional; every chapter shows you exactly where to check.
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