🌀 Hurricane Readiness Profile · Updated May 2026

Palm Coast Hurricane Readiness

Wind zone, flood and surge exposure, evacuation, insurance baseline, and the local pros to call before — and after — a named storm hits Palm Coast, Flagler.

Design wind speed
130 mph
130 mph design wind speed (FBC Risk Cat II)
Max storm surge
Category 3
SLOSH-modeled worst case
High-risk flood
18%
of city land in FEMA AE/VE zones
Avg wind premium
$1,900
2026 typical annual policy

🚨 Evacuation

A through D zones — Duval, St. Johns, Nassau

⚠️ Top threats for Palm Coast

  • Northeast tropical systems (Matthew 2016, Irma 2017)
  • St. Johns River flooding
  • Atlantic beach erosion

🛠 Prep window (May 1 – June 1)

  1. Schedule a wind-mitigation inspection — discount renews every 5 years.
  2. Test and deploy hurricane shutters; lubricate tracks.
  3. Service generator + stock 7-10 days of stabilized fuel.
  4. Trim trees and palm fronds away from roof and power lines.
  5. Photograph home interior + exterior for insurance baseline.
  6. Confirm flood insurance is active (30-day waiting period).

Get a free hurricane-prep quote from a Palm Coast pro

Shutters, roof inspection, generator install, wind-mitigation cert, or tree trimming — tell us what you need and we'll connect you with 1–3 vetted Palm Coast contractors. No lead-spam. We don't sell your contact info.

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