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🌀 Regional planning estimate

Lutz Hurricane Readiness

A starting point for understanding wind, flood, surge, evacuation, and preparedness considerations in Lutz, Hillsborough.

Design wind speed
150 mph
150 mph design wind speed (FBC Risk Cat II)
Max storm surge
Category 5
SLOSH-modeled worst case
High-risk flood
38%
of city land in FEMA AE/VE zones
Illustrative wind premium
$3,400
Illustrative planning value, not a quote

🚨 Evacuation

A through E zones — Pinellas, Hillsborough, Pasco coastal

⚠️ Top threats for Lutz

  • Helene + Milton 2024 catastrophic surge + flooding
  • Tampa Bay funnel-effect storm surge
  • Old (pre-2002) building stock in St. Pete

🛠 Prep window (May 1 – June 1)

  1. Schedule a wind-mitigation inspection — discount renews every 5 years.
  2. Test and deploy hurricane shutters; lubricate tracks.
  3. Service generator + stock 7-10 days of stabilized fuel.
  4. Trim trees and palm fronds away from roof and power lines.
  5. Photograph home interior + exterior for insurance baseline.
  6. Confirm flood insurance is active (30-day waiting period).

Build your Lutz storm-prep shortlist

Browse local listings for shutters, roofing, generators, wind-mitigation inspections, and tree service. Verify licenses, insurance, scope, and pricing before hiring.

Browse Lutz professionals →

Regional planning estimate for the Tampa Bay region — not city- or property-specific data. Confirm your address with FEMA, Hillsborough emergency management, the local evacuation-zone map, and an insurer. Flood maps, evacuation zones, insurance pricing, and public guidance can change.