Free 2026 Florida moving checklist 8 weeks of deadlines, insurance, utilities and storm prep. Get it free →
🌀 City-specific profile

Key West Hurricane Readiness

A starting point for understanding wind, flood, surge, evacuation, and preparedness considerations in Key West, Monroe.

Design wind speed
180 mph
180 mph + open-ocean exposure — strictest envelope in the US
Max storm surge
Category 5
SLOSH-modeled worst case
High-risk flood
95%
of city land in FEMA AE/VE zones
Illustrative wind premium
$7,800
Illustrative planning value, not a quote

🚨 Evacuation

Mandatory island-wide evacuation for Cat 3+ via US-1

Monroe Emergency Management: 305-289-6018

⚠️ Top threats for Key West

  • Direct major-hurricane exposure (Irma 2017 Cat 4)
  • Sole-route US-1 evacuation gridlock
  • Salt-air corrosion + insurance scarcity

Notable storms in Key West history

  • Hurricane Irma 2017 (Cat 4 lower Keys landfall)
  • Hurricane Wilma 2005

🛠 Prep window (May 1 – June 1)

  1. Schedule a wind-mitigation inspection — discount renews every 5 years.
  2. Test and deploy hurricane shutters; lubricate tracks.
  3. Service generator + stock 7-10 days of stabilized fuel.
  4. Trim trees and palm fronds away from roof and power lines.
  5. Photograph home interior + exterior for insurance baseline.
  6. Confirm flood insurance is active (30-day waiting period).

Build your Key West storm-prep shortlist

Browse local listings for shutters, roofing, generators, wind-mitigation inspections, and tree service. Verify licenses, insurance, scope, and pricing before hiring.

Browse Key West professionals →

City-specific planning profile. Confirm every property with FEMA, Monroe emergency management, the local evacuation-zone map, and an insurer. Flood maps, evacuation zones, insurance pricing, and public guidance can change.