Florida Home Service Costs 2026: Full Pricing Reference by Category

Florida home-service pricing is unlike almost anywhere else in the country. Hurricane codes drive up roofing and window costs. Year-round humidity means HVAC runs harder — and breaks down sooner. Pools are practically standard equipment, and mosquitoes are a year-round problem instead of a summer annoyance. This is the 2026 price reference we wish new Floridians had when they first moved here.

All prices below are 2026 Florida market ranges for single-family homes, based on quotes we've collected from licensed contractors across the nine Florida regions. Tampa Bay and Southwest Florida run 10–15% higher than the Panhandle; Miami-Dade runs another 10% higher than Tampa. Keys pricing is a category unto itself — expect 30–50% premiums on almost everything.

Roofing

Full roof replacement (2,000 sq ft home): $14,000 – $28,000 for architectural asphalt shingles; $22,000 – $42,000 for metal; $35,000 – $70,000 for tile. Florida's 2023 SB-4D law requires any roof repair affecting more than 25% of the area to trigger a full replacement to current code — budget accordingly on an older home.

Roof inspection (pre-buy or insurance): $175 – $450. Required by most homeowners insurance carriers every 2–5 years after year 10 of the roof's life.

Leak repair: $400 – $1,800 for a localized leak; much higher if the decking is saturated. If the roof is over 15 years old, most roofers will recommend replacement over patching.

HVAC

New AC system (3-ton, installed): $5,500 – $11,000 for a standard 14 SEER2 system; $8,500 – $14,000 for 16 SEER2 high-efficiency; $12,000 – $18,000 for variable-speed inverter systems. Florida's climate means a new AC pays back the efficiency premium faster than most states.

Service call: $89 – $179 diagnostic fee (often waived if you go forward with the repair).

Tune-up / annual maintenance: $89 – $175. Most Florida systems benefit from two tune-ups per year given the runtime load.

Refrigerant top-off: $350 – $1,200 depending on refrigerant type (R-410A is phasing out; R-454B and R-32 systems are the 2026+ standard).

Ductwork replacement: $2,800 – $7,500. Critical in humid Florida climates — compromised ducts cause mold and drastically raise the electric bill.

Plumbing

Service call / minor repair: $175 – $400.

Water heater replacement (40-gal electric): $1,250 – $2,400 installed. Tankless (gas): $3,200 – $5,500.

Main line replacement (cast iron → PVC, 80-ft run): $4,500 – $12,000. Extremely common in homes built 1960–1985.

Re-pipe (whole house, PEX): $5,000 – $14,000 depending on square footage and slab routing.

Electrical

Service call: $125 – $250.

Panel replacement (200-amp): $2,400 – $4,200 standard; $3,500 – $6,000 if the panel is a recalled Federal Pacific or Zinsco (extremely common in 1970s Florida homes).

Whole-home surge protector: $400 – $850 installed. Close to a must-have in Florida — we get more lightning than anywhere in the continental US.

Generator transfer switch + whole-home hookup: $1,200 – $3,800 (price of the generator is separate).

Generators

Portable (7.5–10 kW): $1,200 – $2,800 for the unit; $500 – $1,200 for an interlock kit so you can back-feed safely. Runs essentials only.

Whole-home standby (22 kW Generac/Kohler): $9,500 – $16,500 installed, including propane or natural gas hookup. Covers AC + most home loads during outage.

Whole-home battery (20 kWh, e.g. Tesla Powerwall or Enphase): $18,000 – $28,000 installed; often pairs with solar for a full backup ecosystem.

Pool Care & Construction

Weekly pool service (chemicals + cleaning): $110 – $220/month for standard residential pool. Includes chemicals, brushing, vacuuming, equipment check. Chemicals-only service runs $80 – $130/month.

New pool construction (in-ground): $55,000 – $95,000 for a 15×30 gunite pool with screen enclosure; luxury or oversized projects can easily exceed $140,000.

Pool resurfacing (plaster): $5,500 – $10,500 for a typical residential pool. Pebble/quartz finishes run $8,000 – $16,000 but last 15+ years vs. 7–10 for plaster.

Screen enclosure (new): $12,000 – $28,000 depending on footprint and wind-zone rating.

Variable-speed pool pump upgrade: $1,200 – $2,400 installed. Florida state rebate was $150 in 2025; pays for itself on electric bill in 14–24 months.

Hurricane Shutters & Impact Windows

Accordion shutters (whole house, average): $6,500 – $14,500 installed.

Hurricane panels (metal, DIY-storable): $3,500 – $7,500 for the full set, plus the cost of installing tracks or bolts.

Impact windows (full home replacement, 15 openings): $18,000 – $42,000. Most comparable to any major renovation but delivers both security and a significant insurance discount (often 20–40% off wind coverage).

Roll-down shutters (premium option): $35 – $65 per sq ft installed, motorized.

Pest Control

Quarterly general pest service: $95 – $180 per visit (roughly $380 – $720/year).

Monthly mosquito treatment: $70 – $140/month. Expensive vs. other states, but Florida's year-round mosquito season makes it worthwhile for most yards.

Termite bond (annual, renewable): $150 – $350/year. If your home has active termites, initial treatment is $1,200 – $2,800, then the bond continues protection.

Rodent exclusion + sanitation: $400 – $1,400 for full exclusion work on a typical single-family home.

Lawn Care

Weekly mowing (quarter-acre lot): $28 – $55 per visit.

Lawn fertilization program (6-round annual): $550 – $950 per year. Florida's sandy soils and St. Augustine grass benefit from specialized fertilization.

Sod replacement (500 sq ft): $1,200 – $2,400 installed.

Tree trimming (oak or palm, per tree): $250 – $850. Large hazardous trees can run $1,500 – $4,000+.

Solar Installation

Residential solar (8–10 kW system, 2,000 sq ft home): $22,000 – $38,000 before the 30% federal tax credit. After credit: roughly $15,400 – $26,600.

Typical payback period in Florida: 8–12 years depending on electric provider (FPL vs. Duke vs. municipal).

Battery backup add-on: $8,500 – $18,000 for a 13–20 kWh LFP battery.

Flooring

Luxury vinyl plank (installed): $6 – $12 per sq ft — Florida's go-to humid-climate flooring.

Tile (porcelain, installed): $8 – $16 per sq ft for standard; $14 – $28 for larger-format or premium.

Engineered hardwood: $10 – $18 per sq ft installed. Less common in Florida due to humidity concerns.

Carpet: $3.50 – $7.50 per sq ft for mid-grade. Being replaced by LVP in most of Florida.

Water Filtration

Whole-home softener/conditioner: $1,200 – $3,800 installed depending on brand and well vs. city water.

Reverse osmosis under-sink: $400 – $1,400 installed.

Annual service (softener): $150 – $300.

Mold Remediation

Small area (single room, <10 sq ft): $800 – $2,500.

Moderate (multiple rooms, <100 sq ft total): $3,500 – $8,500.

Extensive (HVAC system + multiple rooms): $12,000 – $30,000+.

Florida's humidity makes mold issues exceptionally common in older homes. Always get a pre-purchase mold inspection on anything built before 1990 that doesn't have a recent remediation history.

Pressure Washing

Driveway or patio: $150 – $350.

Full exterior (single-story home, roof + siding + driveway): $450 – $850.

Roof soft-wash (gentler chemical clean): $350 – $700 — never pressure wash a tile or shingle roof directly.

Septic Services

Pump-out (1,000-gal tank): $350 – $650.

Full tank replacement: $5,500 – $11,500.

Drain field repair/replacement: $3,500 – $14,000.

Putting it all together: the "first year in Florida" budget

For a typical move-in, budget roughly $8,000 – $22,000 in the first year for home-services setup beyond ordinary living costs. That covers: initial HVAC tune-up + duct cleaning ($400), pest control setup + first 6 months ($550), pool service setup ($500), hurricane season prep (shutters tune-up or impact verification, $600+), initial landscape fix-ups ($1,500 – $5,000), and contingency for at least one surprise repair (typical first-year surprise: water heater failure, panel replacement, or a leak repair somewhere).

Every quote you get in Florida is negotiable, every scope is worth comparing against at least two others, and every contractor should be license-verified before they start work. For help vetting a contractor, see our full 10-step pre-hire checklist. To find rated local pros by category and city, browse the full directory.

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