The 30-Second Verdict
For minor repairs and maintenance under ~$1,000, a handyman is faster and cheaper. For anything requiring a permit or involving licensed trades (electric, plumbing, HVAC, roofing), you legally need a licensed contractor.
Head-to-Head Breakdown
Handyman
Pros
- Lower hourly rates ($65–$125/hr)
- No permit delays for small jobs
- One person for multiple small tasks
- Flexible scheduling
Cons
- No license for trades work
- Cannot pull permits
- Variable quality and vetting
- Not insured for contractor-scale liability
Licensed Contractor
Pros
- State-licensed and regulated
- Can pull permits legally
- Insurance covers full scope
- Accountable through DBPR
Cons
- Higher hourly/project costs
- Minimum job sizes common
- Longer lead times for scheduling
- May not do small repairs
Side-by-Side Comparison
| Handyman | Licensed Contractor | |
|---|---|---|
| License Required? | No state license for basic repairs | State license required (CCC, EC, CGC, etc.) |
| Permit Work? | Cannot pull permits | Can and must pull required permits |
| Typical Cost | $65–$125/hour | $85–$200/hour depending on trade |
| Best For | Minor repairs, painting, assembly, maintenance | Roofing, electrical, plumbing, HVAC, additions |
| Insurance | General liability (verify) | GL + workers comp required by license |
| Regulation | Local county only (varies) | State DBPR oversight, license lookup available |
| Warranty | Informal, verbal usually | Written warranty, bonded work typical |
Frequently Asked Questions
Is handyman work legal in Florida?
Yes — handymen can legally perform minor repairs and maintenance. Florida law restricts them from work that requires a license (electrical, plumbing, HVAC, roofing, structural) or permits. The threshold is roughly $1,000 in some jurisdictions, but the license requirement applies to trade work regardless of cost.
Can a handyman replace a toilet in Florida?
Yes — replacing a like-for-like toilet fixture is generally considered minor plumbing maintenance and doesn't require a plumbing license. However, new plumbing runs, water heater replacement, or anything requiring pipe modifications requires a licensed plumber.
How do I verify a contractor's license in Florida?
Visit myfloridalicense.com and search by name, company, or license number. This confirms the license is active and shows any disciplinary history.